Certain basics you must know about Cashlesso!
Welcome to the world of Online Payment Gateway. This guide will help you to smartly create an account and assess the products best suitable for your niche.
Follow the steps to speedily get started with the Cashlesso Account.
*Congratulations! You have successfully created a Cashlesso account.
Follow these steps to sign in to your Cashlesso Account.
*Congratulations! You have successfully logged in to your Cashlesso Account.
*Test mode is a sandbox mode, made available for your exploration purpose. Use test cards for simulation as well as for test payments.
With Cashlesso Payment Gateway, you can easily integrate an e-commerce platform or website for simple Checkout solutions.
Standard Checkout Integration
Custom Checkout Integration
Android Standard Checkout Integration
Android Custom Checkout Integration
iOS Standard Checkout Integration
iOS Custom Checkout Integration
Cordova SDK Integration
React Native SDK Integration
Flutter SDK Integration
Easy Digital Download Integration
|Server Integrations (Languages)|
Cashlesso enables you to accept payments using other products too. For more details on our products, click on the links below.
|Invoices||Create, send and get paid on GST invoices.|
|Payment Links||Receive money by creating and sending links|
|Payment Pages||Get paid with personalized pages.|
|Smart Collect||Get paid.by generating and sharing virtual accounts|
|Subscription via Links||Receive recurring subscription payments|
Make payments to your employees, vendors and other stakeholders using Cashlesso Payment products. Cashlesso permits hassle-free transactions. To know more, click links below.
Make vendor payouts by splitting your payments
Make vendor payments
Here is a clear demonstration of the Cashlesso payment flow:
Order creation begins with selection of an item on your app or website by your customer. Post this, the order is shared on your server.
With each order sent to your server, a simultaneous ID is created in Cashlesso’s servers.
For more details on the order creation process, refer to our Orders Documentation.
At the client’s end, the customer begins by selecting an apt method for payment and clicks on ‘Pay’ button for payment completion. Once the transaction is complete, the details are sent to your server.
If integrated with Cashlesso, the payment details entered by the customer in the ‘Checkout’ section will be first shared on the Cashlesso. Once the details are stored as tokens by Cashlesso, they are sent to your servers for further use.
For picking the right kind of integration method, you need to scan through our integration list. If you do not have an online presence in the form of an application or a website, you may select any of our products for securely accepting payments from customers.
Once collected, the payment details are then sent to your associated bank. For authorisation, an authentication request is also sent to the customer’s associated bank by Cashlesso.
Only after proper authentication, Cashlesso is authorised to deducted any amount from the customer’s attached bank account. Before the transaction is settled to your account, the transaction amount is retained by Cashlesso.
In case the transaction is interrupted by external factors such as technical errors or network issues, the amount is not debited from the customer’s bank account. For further information on Deferred Authorisation, refer to this document.
Once the payment is made, you need to verify the amount deducted from the the customer’s bank account with the amount entered on the ‘Checkout’ form. Once validated, the transaction amount will be settled in your bank account.
Note: If the authorised amount is not followed by a capture within 5 days, the transaction is regarded as null and void. Post this, refund is initiated automatically.
In case of standard capture, the transaction amount is automatically deducted from the customer’s bank account by Cashlesso. Once you initiate a capture request in this scenario, the transaction amount is credited into your account. You can do so using the Capture API or from the dashboard.
Note: Standard capture is payment authorisation followed by delayed capture.
Once ‘Auto Capture’ is authorised, ‘Immediate’ capture of the transaction happens. This allows automatic capturing of payments with the authorisation period and allows you to save your time for processing an order.
Note: For ‘Auto Capture’, implementation of Order API is mandatory.
Once the amount is successfully captured, it is credited into your account as per your settlement schedule. To know more, check settlements.
Customers may request a refund even when the amount is credited into your account. In such a scenario, you may initiate a refund. Refunds can be initiated using the Refund API as well as from the Dashboard.